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The piggyback loan is also known as an 80-10-10 loan because borrowers often borrow 10 percent of the home price for the piggyback loan and make a 10 percent down payment, although some lenders will allow borrowers to take a 15 percent piggyback loan, and a few may even allow lenders to borrow 20 percent.

A piggyback loan is two loans in the place of one. Avoid mortgage insurance, plus two more strategies can reduce home financing costs.

A "piggyback" second mortgage is a home equity loan or home equity line of credit (HELOC) that is made at the same time as your main mortgage. Its purpose is to allow borrowers with low down payment savings to borrow additional money in order to qualify for a main mortgage without paying for private mortgage insurance.

One of the driving forces behind taking out piggyback loans, also called combo loans, was the tax deduction available for paying all that interest versus paying a .

A piggyback loan occurs when a borrower takes out two loans simultaneously: one for 80 percent of a home’s value, and the other to make up for whatever cash is lacking to make up a 20 percent down payment. This is used as an alternative to private mortgage insurance. A piggyback loan is also known as a second trust loan.

Reserves For Mortgage Mortgage rates hit their lowest levels since November 2016 on the heels of the federal reserve meeting last week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate.

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A piggyback loan is sometimes called a "piggyback mortgage," "second trust loan," or " combo loan," which is a type of mortgage that is designed to help you get a more affordable mortgage payment. typical piggyback loan packages are: 80-20 (80 percent first mortgage, 20 percent second mortgage, and no down payment from the buyer)

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A piggyback mortgage is a common practice of taking out two separate loans to make homeownership more affordable.