A 15-year mortgage is a loan for buying a home whereby the interest rate and monthly payment are fixed throughout the life of the loan. Some borrowers opt for the 15-year versus the more conventional.

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View current interest rates for a variety of mortgage products, and learn how we can help you reach your home. 15-Year Fixed-Rate Jumbo, 3.375%, 3.390%.

Best Lender For Fha Loan Instead, loans come from an FHA lender that works within the government. To qualify for a such a loan, you have to meet some minimum requirements. FHA loans are available for borrowers with credit scores as low as 500, though you’ll need at least a 580 to qualify for a 3.5% down payment.

FHFA, Rate, Points, Change. 15 yr. fixed, 3.79%, 1.21, -0.12. 30 Yr. Fixed, 4.39 %, 1.12, -0.22. mba. 30 yr. Fixed, 4.12%, 0.38, +0.08. 15 Yr. Fixed, 3.48%, 0.32.

(Points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the interest rate.) It was 4.53 percent a year ago. The 15-year fixed-rate average rose to 3.22 percent.

fixed-rate mortgage dipped to 3.82% from 3.99% last week. By contrast, a year ago the benchmark rate stood at 4.54%. The average rate for 15-year, fixed-rate home loans declined this week to 3.28%.

(Points are fees paid to a lender equal to 1 percent of the loan amount and are in addition to the interest rate.) It was 3.82 percent a week ago and 4.57 percent a year ago. The 15-year fixed-rate.

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