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FHA Loans & Rates | FHA Loan Requirements | U.S. Bank – Down payment – FHA loan guidelines require a minimum down payment of 3.5 percent. Property condition – FHA loans require that the home being purchased must meet certain conditions and be appraised by an FHA-approved appraiser. New FHA loans are available only for homes that will be used as the buyer’s primary residence.
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Cash-out refinancings, HELOCs are down. Economists aren’t totally sure why. – They have “fundamentally changed” attitudes about the debt loads on their homes, he told me. “It’s a scarring effect,” he. may be turning to the burgeoning market in personal loans, which are.