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Mortgage and home equity products are offered in the U.S. by HSBC Bank USA, N.A. and are only available for property located in the U.S. Subject to credit approval. Borrowers must meet program qualifications. programs are subject to change. Geographic and other restrictions may apply.

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Mortgage rates sink to their lowest levels in 21 months – Mortgage rates tend to follow the same path as the 10-year bond, but their decline hasn’t been as sharp and it may have run.

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