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ft. single family home at 230 W Gardenia St, south padre island, TX 78597 on sale now for $1,189,000. Local Loan Limits – South Padre Island, TX Loan Limit Summary. Limits for FHA Loans in South Padre Island, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units.

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The 2019 Home Equity Conversion Mortgage (HECM) limits in South Padre Island is $726,525. Limits for FHA Loans in South Padre Island, Texas range from $314,827 for 1 living-unit homes to $605,525 for 4 living-units. conventional loan limits in South Padre Island are $484,350 for 1 living-unit homes to $931,600 for 4 living-units.

Jumbo home loan rates in South Padre Island, TX are usually 0.75 basis points higher than conforming mortgage rates in South Padre Island, TX because there is no guarantee banks and credit unions can sell these mortgages after they make the loans.

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